Just like a dentist can't give an estimate over the phone
without X-rays of your teeth, or the knowledge of how many
cavities you really have, a Debt Counselor cannot give you an
accurate quote to eliminate your credit card debt without
current statements for all your debt accounts."
Dear Debtor,
If you're looking for a solution to your debt problems and
someone offers you a "quote" or "estimate" for a debt settlement
program (especially), debt management plan, debt resolution
program, etc., WITHOUT requiring ALL current statements (within
45 days) for EVERY debt account included in the quote, RUN THE
OTHER WAY!!!
Seriously, hang up the phone, run out of the office, delete the
email!
Why? Because it's the biggest red flag in the industry.
Here's some insider knowledge...
No one can wave a magic wand and make your debt disappear, but
there are plenty of "bad guys" out there who would lead you to
believe they can. These wolves in sheep's clothing...
MAKE SURE the Company you work with DOES THIS:
The company requires complete information from current
statements BEFORE ever giving you a quote.
The Debt Consultant / Counselor / Specialist requires you to
provide all current statements for your debt accounts before
quoting you a monthly payment amount, length of program or
estimate of how much you can reduce your debt.
Beware of anyone who gives you a quote without thoroughly
researching your account statuses, creditor names, balance
transfer, cash advance and large purchase activities, minimum
payment amounts and interest rates FIRST. This is the surest
sign of a company who is only out for your initial fees and
either has no intention or ability to service your accounts
after you sign up
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