Patient Assistance Programs In Place of Medicare Part

Some of the large pharmaceutical companies offer an assistance
program to those who can not afford the cost of medication and
have no insurance or government help. This is truly a blessing
for those who receive this help. This is an alternative to
medicare part d

The process requires filling out forms, proving your income (or
lack there of) and your doctor signing the form and submitting a
prescription. The process can take several months for your
medication to be approved and shipped to you. You will also have
to reapply periodically; how often you must reapply depends on
the policies of that medication company. There is a group in
Utah who specializes in filling out the paperwork for you for a
small fee. 

Find Out If You Qualify

Some PAPs require those with a slightly larger income to make a
co-payment for a portion of the cost of their medications.
Others charge no co-payment to anyone. Each drug company is free
to set their own guidelines on whom and how much they will help
low-income and uninsured patients. This is similar to the
medicare part d "Extra Help" program.

Because it can take quite a bit of time to be approved for these
programs, what can be done in the meantime to obtain affordable
medication? If your doctor happens to have samples, you may be
able to obtain some or all of the medication you need until your
PAP medications arrive. However, this is not usually the case. 

 If you find yourself un-insured while awaiting approval of a
PAP, you will need to find the very lowest prices available
while making certain you are obtaining top-quality medications.
The new medicare part d government plan can be helpful, but has
monthly fees and an annual deductible.

A Good Alternative

Canadian mail order sources are probably a better alternative.
To ensure that you are dealing with a legal and reputable
source, select a company that requires confirmation of your
prescription by your U.S. doctor as well as sign off by a
Canadian doctor. 

Just be careful though, any company that advertises "no
prescription required" is operating illegally as well as without
standard pharmacy ethics. Most of these companies have been shut
down, but beware if you locate a company offering this type of
service.

Hopefully, you can get help through PAPs if you need this
assistance. However, many people are turned down each year. To
help you while you are applying, search for and review Canadian
mail order prescription services to find the best prices
available. To locate the Utah group mentioned above go here
http://www.medicareaide.com and click on the right hand link
that says "Free Prescriptions (Fee For Service)" 

Submitted by Darwin Corby Professional Services Canada
1-800-946-4820 Specializing in Canadian Pharmacy Services

***Squeeze Every Dime Out of Medicare Plan D*** How To Save More
Without Paying Insurance Premiums Click Here Now ==>  Medicare
Part D